Sunday, 13 March 2016

Budget Update

With the transfer pretty much dominating my life, I haven’t really shared how our budget has been. Even though things have been stressful I’m happy to report that we are kicking ass - and extremely lucky because there have been a few windfalls this month.

This week we will have cleared out our chest freezer and can begin to defrost it. Even though it is staying here with the house (the buyers wanted it and it's at least 20+ years old so we were find letting it go) I want to give it a good clean. I have meals planned that will get us thru next weekend - and a rough idea of meals to get us thru until our move. I’m really happy there has been minimal food waste. I’m happy and our budget is happy. We’ve only spent $91.67 this month for groceries and this includes the shop that will get us thru until next Sunday. I have $300 budgeted this month but I’m striving for $200. April will be a big stock up month/city run but at least I see it coming and can budget for it. 

Our dog Mocha has been doing so well! After such a tough last year and the vet bills to prove it, she is perfectly healthy. No issues at all so far this year other than insulin, needles and special food. Next month we will have to take her to the new vet to get checked and most likely purchase some more insulin but other than that she is really good. I’m a bit nervous with how she will adapt to the new house - since she got to know the layout of this house before she went blind. However the new house has less stairs for her so I won’t be worried about her falling. G and I will be home with her the first few days so we can keep an eye on her (there’s a joke here about her having no eyes but it’s too easy).

"It wasn't me who jumped up on the counter and ate that delicious bread..."

February our moving fund took a bit of a hit when we transferred $4000 out to put down as cash on the new house, but we made up for it this month. First, we got our tax refunds: just a tiny bit over $5000 for both of us, that money was moved right to the savings. Then we got medical reimbursements for some massages and eyeglasses. Those appointments were already paid for by the budget so it was extra money, so $400 got moved over to the savings. Our moving fund is $7500 currently. G just signed paperwork for the milage, meals and incidentals for our house hunting trip so we are expecting another $700 sometime soon - which again is extra since it's all already paid for. This is also a three paycheque month for G. If we stick to our budget we will have $4200 extra we can do whatever we want with. I’m aiming to add $3000 to savings, which would leave us some cushion in the chequing account. If G get’s some overtime on his cheques that’s even better - but I’m only calculating what his regular pay would be. 

So goals this month:

  1. Meal plan so all perishable food can be used before the move
  2. Grow Moving Fund to at least $11,000
  3. Groceries budget $200
- M

1 comment:

  1. You're so smart to be planning so wisely for the move. I always underestimate how expensive moving costs can be, they sure add up quickly! Fingers crossed all the planning doesn't get too stressful.