Just for the record this is the first year in as long as I can remember that we have gotten passed Christmas without any credit card debt. Even not buying anything dramatic or over the top on Boxing Day - although I did look but more on that in another post. It feels really good not only because I know we are entering 2016 completely consumer debt free but because we could have purchased something if we really wanted too.
We were $141.91 under budget this month and snowballed that money to our vacation fund. The biggest area we saved on was groceries - I had allocated $350 for the month and only spent $256.66. I’m really happy about this because I didn’t feel so great after failing the grocery challenge at the beginning of the month. Other areas under budget: $13 under for fuel and $35.57 under for Mocha.
So with that we moved another $200 to the vacation fund. I figured adding $2000 this month to the moving fund was more than enough and wanted to be a bit selfish. Not all months will be this good - we need to do a city run sometime next month so our grocery bill will be a lot higher unfortunately. You win some, you lose some.