Tuesday, 29 December 2015

Excellent Budgeting Month

Just for the record this is the first year in as long as I can remember that we have gotten passed Christmas without any credit card debt. Even not buying anything dramatic or over the top on Boxing Day - although I did look but more on that in another post. It feels really good not only because I know we are entering 2016 completely consumer debt free but because we could have purchased something if we really wanted too.

We were $141.91 under budget this month and snowballed that money to our vacation fund. The biggest area we saved on was groceries - I had allocated $350 for the month and only spent $256.66. I’m really happy about this because I didn’t feel so great after failing the grocery challenge at the beginning of the month. Other areas under budget: $13 under for fuel and $35.57 under for Mocha.

So with that we moved another $200 to the vacation fund. I figured adding $2000 this month to the moving fund was more than enough and wanted to be a bit selfish. Not all months will be this good - we need to do a city run sometime next month so our grocery bill will be a lot higher unfortunately. You win some, you lose some.

- M


  1. I think that is one of the great things about finally figuring out budget...some months will have higher expenses and some will have lower. The key is being able to be flexible with that and still in control, and you two have done a fantastic job with that.

    1. Thank you Jolie :) It's nice being in control but still able to have fun. I often have asked G if he felt like we were missing out or sacrificing too much - and he away said he's never felt like that even when we were just getting started back in 2014.