He kept repeating the amount and our plan to pay it off by Fall, and I kept confirming that yes, that was our plan and what we are on track to do. Then he said something I have never been asked: "Well, what do you live on?" There was kind of this awkward silence and then I said "We live within our means". That was followed by a blank stare.
I don't know why I was so taken aback by this question. I may be looking way to far into it but his tone was so judgmental, I felt embarrassed and sorry for bringing any of this up. And that is crazy! Why should I feel embarrassed for making our debt a priority? I understand it's not the norm in todays society but why make those that do feel bad about it?
G and I make good incomes but we live a lifestyle that is very balanced and actually well below our means. We weren't always there but have definitely smartened up over that last two years. So why not get rid of the car loan if we can pay it off early? Why not start thinking about paying off our mortgage when we are still only 24 & 25? That's something I shouldn't be embarrassed about.
For the record though, I don't share our financial snap shot to people or rub our situation in their faces because I know not everyone is going to be in the same circumstances. Only when I am ask specific question by close friends or family would I share the information I feel comfortable sharing. Or if you are reading my blog, lol; but my blog is anonymous so I feel more confident with sharing actual numbers and plans. What else did you expect from a financial blog though? :P
Have any of you been in an awkward situation such as mine? How did you handle it?