2016 Goals

1. 100k Networth - I will talk about this in greater detail but I have been tracking on Networth for a while and would really love to hit this goal by the end of 2016
2. $10,000 TFSA Balance - This is the same goal as last year which I didn’t hit because we withdrew that money to payoff our car loan. I will need to snowball about $1500 outside of my regular contributions to make this goal happen
3. $5000 Extra on Mortgage - Time to start bring down our only debt left
4. Donate to Charity - We need to really improve on giving back, I want this to be more of a focus for us going forward
5. $400/month Average for Groceries - I say average because some months will be up (when we go to the city) but most months will be down {fingers crossed}

I’m going to keep things simple this year. 5 financial goals to really focus our attention on. I’ve spoken about this before but G and I do better when we have a clear goal in front of us. When we were paying off the debt we were so focused once it was paid off we experienced a weird floating feeling. "Now what?" Nothing was holding us back. It’s a good feeling but strange to get used too at the same time.

I have other things I would like to say we accomplished this year. Such as staying consumer debt free, continuing contributions to retirement, tracking our money & budgeting. However, I look at them more as expectations rather than goals.

I’m really looking forward to 2016, I hope it’s good to us : ) 

-M